Instant Florida Contractor Insurance:
Get Your COI in 10 Minutes
Don't lose the contract because you're waiting on a broker. Florida contractors can now bind coverage and download a Certificate of Insurance (COI) instantly online. Professional, fast, and fully compliant.
Check Prices & Get COIWhy Florida Contractors Use This Platform
Same-Day COI
Download your ACORD 25 certificate immediately after binding coverage.
DBPR Compliant
Policies designed to meet Florida state licensing and renewal requirements.
Additional Insured
Add GCs, property owners, or municipalities as certificate holders for free.
Permit Ready
Get the proof of insurance you need to pull building permits in any Florida county.
Meeting Florida DBPR & County Requirements
In Florida, maintaining active insurance is a legal requirement for your contractor license. Whether you are renewing with the **DBPR** or pulling a permit in **Miami-Dade, Broward, or Orange County**, you need a COI that meets specific standards.
Standard Coverage for Florida Trades:
- General Liability: $1,000,000 per occurrence is the standard for most Florida job sites.
- Workers' Comp: Required for construction businesses with 1 or more employees (including owners).
- Commercial Auto: Essential for trucks and vans used to transport tools and materials to Florida job sites.
Fastest Path to a COI:
Our partner platform is designed for speed. No phone calls, no waiting, just instant digital certificates.
Start Free QuoteServing All Florida Contractor Hubs
From the Panhandle to the Keys, we provide the information you need to secure insurance for your business. Specialized coverage is available for:
- Handymen & Residential Repairs
- Roofing & Exterior Contractors
- HVAC, Electrical, & Plumbing Trades
- General Contractors & Project Managers
Need your COI right now?
Join thousands of Florida contractors who get their proof of insurance online 24/7.
Get Your Instant COI