Florida Cleaning Insurance:
Instant COIs for Every Niche
Whether you clean Airbnbs, offices, or pressure wash roofs, you need proof of insurance to win contracts in Florida. Get your Certificate of Insurance (COI) issued instantly online.
Get My Cleaning COI NowSpecialized Coverage for Your Cleaning Business
Airbnb & Vacation Rental
Meet strict host requirements for Florida vacation rentals instantly.
Pressure Washing
Specific coverage for high-pressure water and chemical runoff risks.
Janitorial & Office
Bonding and liability for commercial and residential cleaning crews.
Commercial Cleaning
High-limit COIs for medical, retail, and industrial facility contracts.
Florida Requirements for Cleaning Businesses
In Florida, cleaning businesses aren't required to have a state-level license (like contractors), but **local municipalities and clients** have strict insurance requirements.
- General Liability: Protects you from "slip and fall" claims and property damage (like damaging a high-end floor).
- Care, Custody & Control: Crucial for cleaners to cover damage to the property you are actually cleaning.
- Workers' Comp: Required in Florida if you have 4 or more employees (or 1 in construction-related cleaning like pressure washing).